Proactive Business School

Undergraduate · Sardar Patel University-PBS Joint Diploma

UG Diploma in Banking & Financial Services

Master capital markets, analyse risk and navigate open-banking APIs with a UGC-aligned, 1-year Sardar Patel University certified diploma.

Duration

2 Semesters · 1 Year · 40 Credits

Eligibility

10+2 (HSC) / UG students

Next Intake

July 2026

Students learning in the UG Diploma in Banking & Financial Services program at Proactive Business School
Hybrid learning — digital lectures, local mentorship and a 180-hour On-Job Training.

The Undergraduate Diploma in Banking & Financial Services — certified by Sardar Patel University and delivered with Proactive Business School (PBS) — is a modern, credit-based program that makes 10+2 pass students and current undergraduates industry-ready. This concurrent dual-qualification path doubles your credentials and fast-tracks corporate employment.

Why this program

Why this program is different

The banking and retail finance sectors are being rebuilt with AI, open-banking APIs and automated credit workflows. Traditional degrees don't teach you how to write predictive credit underwriting models or manage digital ledgers — we do.

100% Practical Sandbox Learning

Train on simulated core-banking portals instead of passive textbook slides.

Jobs.com Career Network

Premium placement avenues, mock interview prep and corporate hiring networks from Day 1.

Compulsory 180-hour OJT

Real workplace experience through mandatory enterprise industry immersion.

Sardar Patel University Campus Immersion

6-day / 5-night orientation visit to Sardar Patel University Balaghat with written exams, seminars and hostel stay.

Curriculum

What you will learn

Semester 1

  • Principles of Banking & Finance — monetary policy, cash management, asset-liability matrices
  • Retail Banking Operations — CASA, simulated teller, check-clearing cycles
  • Digital Financial Literacy & Fintech — UPI, payment gateways, blockchain ledgers
  • AI Productivity & Business Communication
  • Indian Knowledge System (IKS)

Semester 2

  • Credit Appraisal & Loan Processing — underwriting, corporate risk, NPA recovery
  • Wealth Management & Financial Sales — portfolios, mutual funds, insurance
  • CRM & Relationship Management — lead pipelines and cross-selling frameworks
  • 180-hour Professional Immersion (OJT)
  • IKS Part II — business ethics & governance
Holistic NEP modules — every program embeds Indian Knowledge Systems (IKS) and Universal Human Values (UHV) for full NEP 2020 compliance.

Career Outcomes

Where graduates land

Retail Banking Relationship Officer
Credit Risk & Loan Underwriter
Digital Banking Operations Executive
Wealth Management Advisory Associate
Fintech Product Support Specialist
BFSI Customer Service Lead

Hands-on Labs

Sandbox projects you'll build

Core-Banking Simulator

Run mock accounts, deposits, withdrawals and check clears on our core-banking training portal.

AI-OCR KYC Verification

Build mock onboarding workflows using OCR models to verify KYC documents instantly.

Credit Analysis Modeling

Build borrower profiles and evaluate debt-to-income limits using custom Excel underwriting sheets.

Now enrolling

UG Diploma in Banking & Financial Services · July 2026

Enroll Now